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How Can A Dash Cam Help You Prevent Insurance Fraud?

Keep Yourself And Your Wallet Secured

Nowadays, it’s more important than ever to be protected from insurance fraud. This type of crime is on the rise, costing Canadians billions of dollars every year. But what can you do to protect yourself?

One solution is to install a dashcam in your car. A dashcam can help you document any potential cases of insurance fraud, making it easier to prove your case and get the compensation you deserve.

In this article, we will discuss the most common types of insurance fraud and offer tips on how to deal with them.

Does a dashcam help with insurance fraud? Keep reading to find out!

What Is Insurance Fraud?  

Insurance fraud is a serious problem that costs insurers billions of dollars each year. As a result, premiums are higher for everyone.

There are many different types of insurance fraud, but some of the most common involve:

  • Auto insurance
  • Health insurance
  • Life insurance

One common auto insurance scam is staged accidents, in which two or more drivers collude to create an accident that is then used to file bogus claims. While these scams may seem like victimless crimes, they have a real and tangible impact on us all.

Most Common Insurance Scams  

There are many different types of insurance fraud, but some of the most common involve auto insurance.

Let’s take a look at a few!

Fake Damage Claims  

This is a common scam in which the fraudster will intentionally damage their vehicle and then file a claim with their insurance company. They can do this by smashing up the car, scratching it with a key, or even setting it on fire!

False Victim Claims  

In this type of fraud, the scammer will stage an accident and then claim to be the victim. They will do this by deliberately swerving into another car or even faking an injury.

“Good” Samaritan Scams  

These scams usually involve the fraudster coming to the aid of the victim after an accident has occurred. They will then offer their contact information and say they witnessed the accident. The fraudster will then file a claim with the victim’s insurance company, often for personal injuries.

Staged Car Accidents  

This is a common type of fraud in which two or more drivers collude to create an accident. The fraudsters will then file false claims with their insurance companies for damage and injuries.

Tips for Avoiding & Dealing With Insurance Scams  

It’s always important to be vigilant when it comes to safeguarding your finances, and this is especially true when dealing with insurance. Insurance scams are unfortunately all too common, and they can be very costly if you’re not careful. There are a few things you can do to reduce your risk of becoming a victim of an insurance scam.

First, be sure to keep track of all your insurance records and policy numbers in a safe place. This will help you verify that any correspondence you receive is legitimate.

Second, don’t hesitate to call the police if you feel like you’re being scammed. Notify your insurer as soon as possible if you think you may have been the victim of fraud; they will be able to investigate and take appropriate action.

Finally, you can fight insurance fraud with a dashcam! Record the information gathered from the scene with video footage from your dashcam!

So, How Can a Dashcam in Canada Help You Avoid Fraud?  

If you’ve ever been in an accident or even a near-miss, you know how important it is to have a clear record of what happened.

Your word against theirs simply isn’t enough, and insurers will often take advantage of this to lowball settlements or deny claims altogether. This is where a dashcam can be an invaluable tool.

By having a clear, unbiased record of the events, you can avoid being taken advantage of by fraudulent claims.

In addition, dashcams can also help to provide evidence in the event of a hit-and-run or other crime. And while they may not be able to prevent an accident from happening, they can certainly help you to avoid being taken for a ride afterward.

Read More: How Does A Dash Cam Work?

Is Dashcam Footage Accepted in Court?  

The short answer is, yes!

In most jurisdictions, dashcam footage is admissible in court as long as it is relevant to the case and does not violate any rules of evidence. This means that if you are involved in an accident, or even witness one, your dashcam footage could be used as evidence.

Where in Your Car Should You Install Your Dashcam?  

When it comes to installing your dashcam, there are a few things you should keep in mind.

First, you’ll want to make sure that the camera is properly secured so that it does not become dislodged in the event of an accident.

Second, you’ll want to position the camera so that it has a clear view of the road ahead. This will help to ensure that you capture all the relevant information in the event of an incident.

Finally, you’ll want to make sure that the camera does not obstruct your view or interfere with your ability to drive safely. Also, you should highlight the usage of a dash cam in your car due to privacy reasons.

Read More: 7 Reasons To Use A Dash Cam

Why Is Professional Dashcams Installation Better Than DIY?  

When it comes to installing a car camera dashcam, some car owners opt to do it themselves, while others prefer to leave it to the professionals. There are advantages and disadvantages to both approaches.

DIY installation is often less expensive, and it gives you the satisfaction of knowing that you did it yourself. However, a professional installation has several advantages as well.

First of all, it’s likely to be done more quickly and efficiently by someone who’s done it before. Secondly, if there are any issues with the installation, you can take your car back to the shop and have them fix it, rather than having to troubleshoot the problem yourself.

Finally, in some cases, dashcams affect the warranty – so if something goes wrong, you may be protected if you had the work done by a professional. All things considered, there are good reasons to choose professional dashcam installation over DIY.

If you are worried about costs, make sure to check out a dashcam sale in Canada to offset some of the costs!

The Takeaway: Does a Dashcam Help With Insurance Fraud?  

Does a dashcam help with insurance fraud? Yes, it does! Insurance fraud is a serious problem, but there are things you can do to protect yourself.

Dashcams in Canada can be a big help in preventing and solving insurance fraud, so it’s worth considering one for your vehicle.

Book your dash cam installation today!

About AudioMotive

For over 10 years, AudioMotive has and continues to be, Ottawa’s premier vehicle upgrade experts. With more than 25 years of combined industry experience, we proudly specialize in all things related to HID lighting and mobile electronics sales and installation.